CONDADO DE ALHAMA, SURVIVING SPAIN, MONEY, LEGAL AND FINANCIAL MATTERS

Medical, surgical and hospital cover: Essential for expatriates Starting a new life in Spain means embracing new experiences, traditions and a different way of life. To fully enjoy this new stage, it is essential to feel protected. For this reason, having health insurance with medical, surgical and hospital cover.. 05/03/2026

European Bizum arrives: Free instant payments across Germany, Portugal, Italy and the Nordics from 2026Spanish mobile payment system joins forces with Wero, MB Way, Bancomat and Vipps MobilePay to allow cross-border transfers across 13 countries Free instant payments between Spain and much of Europe are set to become a reality from 2026, after Bizum agreed.. 04/03/2026

Start-to-finish, holistic support for foreigners moving to Spain from Gestoría Carvajal SolicitorsFrom buying a home to registering your car, you can get expert legal and administrative help when making the move to Spain in English, French and Dutch Relocating to Spain can be an exciting step, but it also involves a series of legal, administrative..

Murcia families lean on electricity voucher as bills hit €85 a monthOver 71,000 households now benefit from the social bonus amid rising energy costs If your electricity bills are feeling the pinch in Murcia, you are not alone. New figures show the Social Electricity Bonus is helping more than 71,000 households here keep.. 27/02/2026

Spain's minimum wage keeps rising - so why aren’t most salaries keeping up?Experts say recent hikes mainly lift the lowest earners while average pay still lags behind Europe When Spain signed off the latest minimum wage rise to €1,221 a month earlier this week, it was sold as another boost for the country’s lowest.. 20/02/2026

Lords Removals: The family firm that goes far beyond moving and storageThis family-run business with bases in the UK and Costa Cálida has built a reputation on personal service and going the extra mile There's a moment that perfectly captures what makes Lords Removals different from your average moving company.. 25/11/2025

Gestoría Carvajal: Trusted support for foreign residents in SpainThe Mazarrón paperwork experts provide complete legal, administrative and tax assistance for property owners and newcomers to the country   Gestoría Carvajal has established itself as a leading point of support for international.. 11/11/2025

Non-residents tax in Spain - how to get it done with all the guarantees you want without spending the earth!Take advantage of the PALS Solicitor package in Puerto de Mazarrón and Condado de Alhama For those of us who own property in Spain or carry out some kind of economic activity in Spain but are not actually registered as resident in the country, one of..

Stay on top of regulated charging times in Spain with the Tarifa Hora Android AppThis innovative mobile app helps Spanish households navigate changing electricity time bands to reduce monthly bills Managing electricity costs in Spain can feel complicated, especially with the changing regulated charging times. These time bands.. 10/09/2025

Confuzo.com: Making savings on electricty, gas and insurance in Spain simple for expatsHelping residents in Spain compare electricity, gas, insurance and more with ease Many residents in Spain often find themselves overwhelmed by the sheer number of options when it comes to utilities and insurance. Understanding electricity charging times..

Why every expat in Spain should fix their funeral costs todaySecure your funeral for just €500 with Compare Funerals and get free will advice with every plan Planning ahead for a funeral may not be something most of us want to think about, but it can make a huge difference to both cost and peace of mind.. 01/09/2025

Non-EU property owners in Spain can now deduct rental expenses and receive tax rebatesSpain’s National Court has ruled that preventing non-EU property owners from deducting rental expenses violates EU law, a decision which allows non-EU investors to claim substantial tax refunds and reduce future liabilities Until recently, non-EU..

Thy Will Be Done warns: The risks of using unqualified and uninsured providers of UK wills and powers of attorney in SpainWhen preparing vital legal documents, peace of mind is more important than price or convenience Image: Brits in Spain   When arranging UK wills or powers of attorney while living in Spain, many people are understandably drawn to low-cost..

Buying a house in Murcia just got cheaper: Lower taxes on property transfers and wealth tax from 2025Regional government reductions in the property transfer tax and wealth tax aim to attract investment in real estate As of July 25, 2025, the Region of Murcia government has implemented significant tax reductions affecting real estate transactions.. 30/07/2025

New IRPF deductions for residents in Murcia from 2025The new changes aim to promote health, sustainability and support for families and vulnerable groups A series of new deductions for Personal Income Tax, known in Spanish as the ‘Impuesto sobre la Renta de las Personas Físicas’ .. 30/07/2025

Pre-paid vs insurance funeral plans: Which is best for expats in Spain?A practical comparison for those living abroad and planning ahead for end-of-life arrangements Moving to Spain offers many rewards, from warmer weather and relaxed living to lower costs and better healthcare. But for many expats, planning for end-.. 07/07/2025

Renew your post-Brexit withdrawal agreement TIE: What you need to know to stay legal in SpainIn order to stay as a legal resident and avoid issues, act now with the help of Gestoría Carvajal professional paperwork services   As we move through 2025, thousands of UK nationals who secured residency in Spain under the Brexit Withdrawal.. 28/02/2025

Digital certificate in Spain: What it is used for, why you need it and how to get oneLearn more about Spanish digital certificates for completing official residency, tax and government forms online You may have heard of a ‘digital certificate’ or ‘certificado digital’ in Spain, and perhaps even been asked to present..

With ASSSA health insurance, protection throughout your life in Spain   Age is a factor that health insurance companies take into account when assessing risk acceptance for a new Policyholder. This is why they set a maximum contracting age. In addition, one of the concerns of the Policyholders is whether an increase.. 13/01/2025

Ensure you have the best people for your business in SpainSecure top talent for your business with WorkinSpain In a competitive business market, the success of your company in Spain hinges on the quality of your team. Ensuring you have the best people available is paramount to staying ahead of the curve... 23/04/2024